Archive for the 'HMOs' Category

Types of Health Insurance Plans

There are many different types of health insurance, and some of these can seem confusing. Here are types of health coverage, what each type of health coverage means, and how to understand them.

Pre-existing Conditions – Health Coverage Problems

Information about the limitations placed on pre-existing condition exclusion periods.

COBRA Premiums – Why Are They So High?

Find out why COBRA premiums may be higher than you thought they would be.

What is an HMO?

HMO — Health Maintenance Organization.

This is a broad term that, in general, refers to any organized plan other than a traditional health insurance company that provides for your health care. Some plans are very tightly structured so that all care is provided by the HMO’s employees in the HMO’s hospitals or clinics, while other plans are cooperative agreements among independent doctors, hospitals and other health care providers.

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